Easy Road to Wealth >>
- Reduce your expenses [Cut out the unnecessaries] >> Is it reasonable? Is it necessary?
- Pay yourself FIRST [Linked to Number 5] >> Auto save 10 to 20 % from your pay to another account. Preferably an account with less access. No debit card account.

- Increase your Income [Switch jobs if needed] >> Ask for bonuses and pay raises whenever the opportunity arises. Switch jobs with better pay if necessary.
- Avoid inflationary lifestyle [Save Bonuses/Salary Increases] >> No new car or house or phone with salary increment. Do not match your new income with new debts.
- Invest [From Number II] >> Index funds are a great way to start. Buy and hold long-term low-cost index funds. Buy companies you understand and use daily — Apple phone, Walmart groceries, Tesla car, and so on.